December 18, 2024
AgencyGifts that Need Insurance Coverage
The holiday season is a time for giving; sometimes, the gifts we receive or give are valuable enough to warrant special attention. It’s crucial to consider whether these are gifts that need insurance coverage. Jewelry Whether it’s a sparkling diamond ring, a gold necklace or a luxury watch, these items can be quite expensive. Standard […]
October 25, 2024
Chester CanonigoDoes Homeowners Insurance Cover Mold?
Homeowners insurance is essential for financially protecting your property and personal belongings from unexpected events, including damage caused by mold. Mold can develop quickly in damp environments, leading to costly repairs and health issues. Having homeowners insurance may help you manage expenses associated with repairs, replacements and mold remediation. Does Homeowners Insurance Cover Mold? […]
September 24, 2024
AgencyWhat Insurance Coverage Do You Need for Full-time RV Living?
Recreational vehicles (RVs) are an exciting way to tour the country. Many people embark on RV road trips every year to enjoy vacation, visit family or otherwise enjoy a change of scenery. Some people choose to go a step further and use these versatile vehicles as a long-term residence (e.g., over six months). In these […]
August 29, 2024
millerbeaumontWhy Recreational Vehicles Require More Than Basic Auto Coverage
Motorhomes, campers, fifth-wheel trailers and other recreational vehicles (RVs) expand on the possibilities enjoyed by having a car. These large vehicles offer inherent conveniences and opportunities, such as comfort for passengers and the security of an indoor dwelling even while deep in the wilderness. However, the additional uses and features of RVs also may create […]
July 12, 2024
millerbeaumontWhen Should I Buy Car Insurance?
Car insurance represents a legally binding agreement between a vehicle owner and an insurance company. It can offer essential financial coverage for losses from traffic accidents, theft and other unforeseen events. Whether you’re a seasoned driver or a new one, understanding car insurance is crucial. What Does Automobile Insurance Cover? Car insurance, also known as […]
June 28, 2024
millerbeaumontCommon Motorcycle Insurance Questions
In the world of motorcycles, even the most experienced and skilled riders must prioritize precaution. The high speeds and relatively slight sizes of these two-wheeled vehicles can make them particularly vulnerable to other automobiles, slick conditions and other unexpected mishaps. Even a momentary lapse in attention or a small bump in the road could incur […]
May 27, 2024
millerbeaumontDo I Need Extra Homeowners Insurance Coverage for My Home-based Business?
As more people choose to work from home, understanding the insurance needs of your business while operating within the confines of your residence becomes crucial. Whether you’re a freelancer, consultant or artisan, having the right coverage can help financially protect against unexpected events and liabilities. Will Homeowners Insurance Cover My Home-based Business? Homeowners insurance typically […]
March 21, 2024
millerbeaumontWhat Is Replacement Cost vs. Cash Value in Auto Insurance?
When you purchase comprehensive and collision auto insurance, the insurer agrees to help replace your vehicle if it’s a total loss after a covered accident or incident. The insurance payout for your car depends on numerous factors, including whether you have replacement cost (RC) insurance or actual cash value (ACV) insurance. Replacement Cost in Auto […]
January 23, 2024
AgencyMy Insurance Rate Increased – Factors Affecting Insurance Rates
For many people, insurance represents a critical part of overall financial security and stability. After all, these policies and their assorted coverage offerings can establish versatile and robust safeguards against fiscal losses that might otherwise incur far-reaching consequences for an individual’s finances and future. However, insurance policies are also investments themselves and as many policyholders […]
November 9, 2023
millerbeaumontWhat You Need to Know About Mobile Homes and Home Insurance
If you have or are looking at mobile homes, your homeowners insurance needs will be different than that of other types of homes. Each type of policy works similarly, but you need to have the right insurance for your type of home. Mobile homes are of course much different from stationary homes, after all. What […]