Motorcycle Insurance for Your Scooter

There are many benefits to purchasing a scooter. This type of vehicle has become a very popular option today for various reasons, including the amount of money they can help you to save on fuel. Scooters tend to use much less fuel than typical cars and SUVs, but they also help reduce costs associated with most motorcycles. But before you hit the open road or just drive back and forth to work each day, you need to have the right type of motorcycle insurance in place to minimize risks. 


A scooter is a type of two-wheeled vehicle. This type of vehicle has smaller wheels than others. And it has a low-powered gas engine that operates the back wheels. Some models are gas-powered, while others are electric. In most cases, scooters have a step-through frame. When obtaining motorcycle insurance, you’ll need to ensure you choose a policy that specifically addresses the type of vehicle you own. 


Scooter insurance is sometimes a specific type of insurance policy available. It is generally provided by companies that sell motorcycle insurance. This type of coverage is generally for vehicles that have an engine that ranges in size from 50 cc up to 500 cc’s or more. However, your policy must specifically list the type of vehicle you have, including the engine size. 


This type of motorcycle insurance sub-type may provide for any legally required liability insurance. Many states require this. It can also provide financial protection for your vehicle, from incidents related to loss such as from fire, theft and vandalism. If you are involved in an accident, it may help you to recoup your losses from damage to the scooter, while also minimizing risks associated with the damage your scooter causes to another person’s property. 


Ensuring you have the right type and amount of motorcycle insurance for your scooter is important. When obtaining a policy, provide specific details about the size and type of vehicle you own. And be sure to consider coverage that offers protection from collisions, liability threats, comprehensive protections against fire and theft and coverage for any other risks you may have. 


Stay safe on the road. Call Miller Insurance Agency at  409.899.9531 for more information on insurance.